I was chatting with my mom this morning about Dave Ramsey stuff. I realize I’ve been a little quiet on here lately about such things. And I thought maybe I could share our conversation this morning.
We talked about my joining the Entreleadership group earlier this year. She said she knew that it was neat that I did that. But she didn’t realize how valuable it was until recently. She works for a small office. The owner wants to restructure some things and has some ideas; but ultimately needs more guidance. My mom shared with him some of the things that I’ve learned thru Entreleadership.
Even taking it a step back, she told him about my family following the Dave Ramsey plan. Her boss’s response was the same one that I had myself for years. Our family couldn’t do a budget because my income fluctuated so much. My idea of a budget was a traditional, accounting class idea. In the Financial Peace perspective, it is learned that a budget doesn’t have to be that way. A budget is simply telling your money where to go.
If you don’t tell money where to go; it leaves by itself. It still happens here when we get off track! Money comes in to the house and we might go out to dinner or something before putting the money where it belongs. Well then we sit around with full tummies and a shortage of weekly cash. Our budget is not a big 52-week plan. It is just sitting down when checks come in and deciding where they will go, BEFORE we go shopping or eating or surfing amazon.com!
The Entreleadership side of Ramsey Solutions was just what I was looking for. I knew in December of last year that 2017 was going to have some big changes! I knew things in my business had to change! I had reached the point where I was either going to have to restructure or drastically reduce my client base; because the business was running me in to the ground. I saw that reality. I just had very little idea of how to change things the right way. I’ve still got a lot of learning to do. But, I’ve got a lot more tools in my tool belt, metaphorically speaking, than I did just ten months ago!
Tonight I am thankful for knowledge. For so long I had a roadblock in my mind that money shouldn’t really be studied. “Money is the root of all evil” kind of knocked at my brain. But, that isn’t it all. That statement is missing a few words. “THE LOVE OF money, is the root of all evil”. I don’t love money. Just like I don’t love housework. But both things are necessary in life; so a person might as well learn the best way to handle them!
Bug's Bright Side 