I have been getting excited for people lately. There is so much going on right now, and everyone is being affected differently. In the Dave Ramsey groups that I follow on social media, it is no different. There are people working, people laid off, people who have taken part time jobs, sick people, and people taking care of sick people. The difference in these groups is that people are paying things off! They have decided that their future won’t be condemned by a global epidemic!
Ok, honestly they made these decision and this dedication awhile ago.
Before finding Dave Ramsey, we were affected by our situations. The economy went up, our jobs went down, we had too much debt, and our financial ship sunk fast. We could have blamed it on the economy. We could have blamed it on job loss. And those things were a factor. You know what else was the biggest factor? Us. Our decision. Our debt. And our lack of savings. Us, we, he and I, we were the only thing that we could really control; and we weren’t.
So we’ve worked our butts off. We’ve made better decisions. We’ve messed up plenty. But we’ve kept going – determined to change our family’s financial tree. We are still working our butts off. We still have a long way to go. But this time when a big wave hits, our family’s financial ship won’t be tossed under from a wave of worldly down times.
And I’ve enjoyed watching people stay the course thru this – knowing that they’ve figured out that they don’t have to live as a slave to what the world says is “normal”. This week I’ve read people that have paid off their credit cards, paid off their vehicles, saved a 6 month emergency fund, paid off their house, and that have lived debt free for so long, that they were able to take money out of their savings just to be a blessing to others! That is our future!
Tonight I am thankful that we learned a different way to live. I am thankful that having a plan, having a budget, and having a dream to change our lives & our children’s lives has been a great change in our lives. If anyone would like a copy of Dave Ramsey’s book, The Total Money Makeover, please let me know and I’ll hook you up! It’s a different and better plan to live your life!