January, 2015 – I had been looking for something life changing. About five years prior, we had a pretty tough time financially. My business was pretty new with only a few customers and the hubster’s company had recently gotten bought out. So when my husband’s job went away, one of my main clients got bought out, and another stopped an entire type of appraisal that I was completing; things got rough. With four kids under five years old and little to no income we filed bankruptcy and were foreclosed on.

Over the next several years we worked like crazy, rebuilding credit and such, to be able to buy a house again. We bought our house and things were going good. Until the hubster was in an accident at work and we lost income again. We were in a stronger place financially. But that feeling of dread attacked my heart and I knew we couldn’t live like this anymore. If everything we had been working on could be taken away so quickly, then we weren’t doing things well enough. I went online, searching for a better way, and found Financial Peace.

In January of 2015 we began our debt free journey. We are still on our journey. We have worked our way up the baby steps. I had hoped to be on baby step seven right now. But, we had some other life things come up. But, 2023! 2023 is going to be our year!!

Tonight I am thankful for the changes we decided to make back then! And I am still very excited to where this road will lead us. I am even more excited to see where this road will lead our kiddos! I hope they never know debt!

P.S. If you would like Dave Ramsey’s book, The Total Money Makeover, please let me know! I have extras and love to give them away!

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